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The best time to purchase an extended auto warranty is while your car is still under the manufacturer's warranty. That’s because as your car ages and accrues miles, the cost for the warranty increases - as does the likelihood of mechanical breakdowns and the cost for automotive repairs.

It may sound counter-intuitive, but the same coverage up to 100,000 miles for a car with under 20,000 miles is usually less expensive than buying 40,000 additional miles of coverage at 60,000 miles. It’s kind of like life insurance – it costs a lot less to purchase when you’re 20 than when you’re 60.

So, before your factory warranty lapses and you’re faced with inevitable repair costs and higher rates, it makes sense to lock in the best rate for your extended warranty. It’s better to buy now to sleep better later.

When You Should Buy a Warranty

When You Should Buy a Warranty